What is a Phase I Environmental Site Assessment?

Lenders often require a Phase I before granting mortgage loans for commercial, industrial or multi-family properties. It includes an Environmental Database Report, a visual inspection of the subject and adjoining properties by an environmental professional and research into the past use of those properties. The current "all appropriate inquiry" Phase I protocol (ASTM 1527 05) shields property buyers from federal Superfund clean up liability. Toxics Targeting's reports have been used to conduct hundreds of thousands of Phase I's across New York State.

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